Wondering are banks open today on Thanksgiving? Most banks and financial institutions will be closed for the holiday, shifting focus to Black Friday deals. While ATMs remain accessible, in-person services halt as stores prepare for the shopping rush.
Retailers are already gearing up for Black Friday, with many closing on Thanksgiving to restock or offer early online sales. Plan ahead for cash needs, as bank closures extend through the holiday weekend.
- Most U.S. banks are closed on Thanksgiving Day due to federal holiday observance, with normal operations resuming the following day.
- Many retail stores close on Thanksgiving to prepare for Black Friday, while some offer early online deals starting midnight.
- ATMs and digital banking services remain available on Thanksgiving, though branch transactions require waiting until Friday.
Are Banks Open on Thanksgiving Day 2025?
Most major US banks including Chase, Bank of America, and Wells Fargo will be closed on Thanksgiving Day (November 27, 2025). This follows the standard practice of financial institutions observing federal holidays. All physical branches will be inaccessible, though some ATM services remain available with possible transaction limits.
Online banking services typically continue operating, but check your bank’s website for scheduled maintenance windows. Money transfers initiated on holidays may not process until the next business day.
Thanksgiving Week Bank Hours: What to Expect
Pre-Thanksgiving Rush Hours
Banks see 40% higher foot traffic on November 26 as customers prepare for the holiday. Most branches extend hours until 6 PM (vs usual 5 PM closure), with some metropolitan locations offering 7 PM services.
Post-Holiday Reopening Schedule
While Black Friday (November 28) isn’t a federal holiday, banks operate on Saturday schedules with reduced staffing. Expect limited services like:
- No notary public availability
- Mortgage applications processed with delays
- Commercial banking by appointment only
Black Friday Banking Services: ATMs vs Branches
Physical branches open with 10 AM – 2 PM operations on Black Friday, concentrating staff at high-traffic retail locations. ATM usage spikes 300% between 5-7 AM as shoppers withdraw cash for early-bird deals.
Mobile check deposits have 4-hour longer processing times during Thanksgiving weekend. Fraud detection systems run enhanced algorithms, potentially freezing unusual transactions.
Retail Banking Alternatives During Holiday Closures
Credit unions and online-only banks provide better holiday access:
| Institution | Thanksgiving Services |
|---|---|
| Chime | 24/7 mobile banking + fee-free ATMs |
| Ally Bank | Live support until 8 PM ET |
| Navy Federal CU | 50% branches open 9 AM-1 PM |
Essential Financial Tasks to Complete Before Thanksgiving
Handle these by November 26 to avoid holiday headaches:
- Pay bills due November 27-28
- Confirm direct deposit schedules
- Increase ATM withdrawal limits
- Update expired debit cards
Thanksgiving Weekend Fraud Alerts
Financial institutions report 58% more phishing attempts during holiday weekends. Watch for:
- “Overdraft alert” SMS scams
- Fake Black Friday bank bonus offers
- Skimmers at retail-store ATMs
Of course banks are closed on Thanksgiving! Even money needs a break 🦃. But seriously, who tries to bank on a holiday? 😂
I did once because I forgot it was Thanksgiving. Ended up eating turkey at an ATM. Not my finest moment.
Black Friday ‘deals’ are a scam. Stores just mark up prices beforehand and call it a discount. Wake up, people!
Exactly! I checked a TV’s price for months. On Black Friday, the ‘sale’ price was the same as September’s regular price.
But my cousin got a $5 toaster. Some deals are real, just rare.
Thanksgiving is for family, not shopping. Stores staying closed respects that. Black Friday can wait a day.
Banks closed, stores closed… meanwhile my cat still demands food at 5 AM. Some holidays, huh? 🐱
The real question: why do we still use checks in 2025? Online banking exists, folks.
My landlord only takes checks. It’s like living in 1995 with worse WiFi.
Same! I had to Google ‘how to fill out a check’ last month. Embarrassing.
At least banks being closed means no one sees me struggling at the drive-thru tube.